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Positive Physicians can provide coverage on an Occurrence, Claims Made and Claims Made Plus basis. Coverage is available for groups, individuals, facilities and ancillary personnel.
Slot coverage is also available in appropriate situations.
Prior acts coverage may also be available.
Yes, Positive Physicians has the endorsement of the Pennsylvania Orthopaedic Society.
Positive has also been chosen by The American Academy of Pediatrics / New Jersey division to be their insurer of choice for its Group Purchasing Organization.
Yes! Positive can insure all specialties within the following states, Pennsylvania, New Jersey, Delaware, Ohio and Maryland.
All applicants are individually underwritten.
To Provide Stability and Predictability
Thereby Allowing our Insureds to Deliver the Highest Quality Medical Care To Their CommunitiesPredictable and Stable pricing allows our policyholders the peace of mind to grow and develop their practices. In addition our exceptional level of personal customer service ensures our policyholders the confidence that all questions are answered quickly and competently.
Positive Physicians is a participant in the PA, NJ, DE, MD and OH insolvency funds. The insolvency funds provide $300,000 of insurance to each of our insureds in case of corporate insolvency. In addition our reinsurance covers from $300,000 to the mandatory limit so that there is no gap in coverage.
Yes! Positive Physicians is rated A’ “Unsurpassed “by the Demotech Rating Organization. See Here
A recent independent survey by Florida State University and the University of North Texas Business Schools demonstrated that Demotech A’ companies when reviewed over a 15 year period demonstrated a better yearly survival than AM Best A rated companies.
- Cyber Liability Policy
- Rack Audit
- Hippa Compliance
- Risk Management
- Stop Loss Insurance
- Worker’s Comp
- IME Insurance
- Employment Practices Liability Coverage
- Business Owners Policies
- General Liability
The keystone of Positive’s risk management program is its partnership with our insured groups.
In the Integrated Risk Plan, each of our groups is requested to appoint a “Risk Coordinator” from within their ranks.
We train the Risk Coordinator to identify and report Potentially Compensible Events to our Risk Managers who in turn work with the group to handle the event and use every means possible to decompress the event.
This process improves the Quality of Care and Patient Satisfaction at no cost to the insureds.
In addition we offer “Lunch and Learn” sessions which allow onsite face to face learning and discussion sessions between our Risk Management Coordinator and staff.
(Please call for further details).
Positive has a GPO plan that is free to all Positive insureds and families. Our GPO gives members access to discounts and savings for a multitude of products and services, including discounted cell phone plans.