About

Who We Are

Founded in 2002 by a group of visionary physicians, our company was conceived with the bold ambition to reshape and redefine the landscape of medical professional liability insurance. Today, we proudly continue this legacy and are dedicated to ensuring a more progressive and supportive environment for healthcare professionals. Their strive for innovation continues to inspire us as we redefine the possibilities in delivering exceptional professional liability protection and comprehensive risk management support for medical professionals throughout the United States.

Our heartfelt goal is to stand by your side as a true ally and devoted advocate. As a physician-founded company, we intimately understand the challenges and aspirations of medical practitioners and are deeply committed to supporting and protecting those who dedicate their lives to caring for others.

Our expanding coverage area

We stand ready to shoulder the burden of uncertainty, enabling you to focus on what matters most - providing exceptional care for your patients.

Backed by decades of experience and a team of seasoned medical liability professionals, we offer our insureds unparalleled support and protection. Our commitment to safeguarding your medical journey is woven into our culture, reflecting the lived experiences of our policyholders. We believe in going the extra mile to offer personalized coverage, proactive risk management, and responsive support. With us by your side, you can navigate your medical practice with confidence.

Building Icon A Foundation You Can Count On

For over two decades, Positive Physicians has been building a strong foundation on sound, flexible underwriting, and assertive claims defense. Our commitment to predictability, financial stability, and responsible, affordable premiums ensures that you can trust in the stability of our services in the years to come.

Ear Icon Listening To Your Needs

For us, insurance transcends transactions, it's about building trusted relationships that prioritize people over policies. Our promise is to listen to you, identify your risks, and provide tailored solutions that endure the test of time. We believe that great interactions begin with a deep understanding of your unique needs based on your years of experience and skillsets as a healthcare professional.

Customer Service Icon Exceptional & Responsive Service

Backed by decades of experience and a team of seasoned medical liability professionals we provide robust support and unparalleled protection.

Paper Money Icon Flexible Billing Options

Choose from annual, quarterly, or monthly interest-free plans, automatic or one-time payments with ACH (Bank Account), and credit card payment convenience.

Graph with Arrow Pointing Up to Right Indicating Growth Risk Management Services

Navigating the complexities of regulation, licensure, and patient safety can be daunting. We recognize the importance of proactively managing risk in your practice and provide you with valuable resources through our partnerships to enhance patient safety and fortify your practice against potential threats. Get started with Risk Management Solutions.

Umbrella Icon Coverage Options and Benefits

Occurrence and claims-made coverage options are available for providers in all Positive States. Unlock advantages like Claims-Free Credits, along with Part-Time and New-to-Practice Discounts. Learn more about our coverages.

Megaphone Icon Claims Advocacy

Our claims team is dedicated to easing the burden of the claims process, allowing you to focus wholeheartedly on your patients' care and swiftly resolve any challenges that arise. Drawing from extensive expertise in medical malpractice claims, our claims team assertively safeguards your reputation and interests.

Two doctors in the foreground, a woman of Asian descent on the left wearing scrubs and a name badge turned backward, and a Black man on the right wearing a white lab coat and a stethoscope. Both are smiling, with the man looking at the woman while she looks at the clipboard he is holding.

Connect With Positive Physicians

We’re dedicated to your professional success. Reach out to our team for inquiries, claims reporting, credential requests, risk management support, underwriting, or general customer service needs. We are here for you, every step of the way.

Empowering Positive Change in Medical Professional Liability