Our Story

Since our inception in 2002, Positive Physicians Insurance Company has made a lasting impression on the medical community by providing a highly focused approach to medical liability insurance and risk management. As one of the only physician-created, professionally managed insurance companies in the country, Positive Physicians offers a concierge focus on specialty and primary care practices. This affords the company the luxury of being true experts at risk management, arming clients with essential education and information to protect their practices while mitigating risk and reducing rates.

This distinct concentration on affordable coverage coupled with an acute awareness of client needs has enabled Positive Physicians to design an intelligent business model that rewards its members with rate stability, claim predictability and ongoing peace of mind that has resulted in 95% client retention since our inception. We are an admitted insurance carrier in Pennsylvania, New Jersey, Delaware, Maryland, Ohio, Michigan and South Carolina.

The company is reinsured by Hannover-Re.