Our Story

Since our inception in 2002, Positive Physicians Insurance Exchange has made a lasting impression on the medical community by providing a highly focused approach to medical liability insurance and risk management. As one of the only physician-created, professionally managed insurance companies in the country, Positive Physicians offers a concierge focus on specialty and primary care practices. This affords the company the luxury of being true experts at risk management, arming clients with essential education and information to protect their practices while mitigating risk and reducing rates.

This distinct concentration on affordable coverage coupled with an acute awareness of client needs has enabled Positive Physicians to design an intelligent business model that rewards its members with rate stability, claim predictability and ongoing peace of mind. Peace of mind that has resulted in 95% client retention since our inception. We are an admitted insurance carrier in Pennsylvania, New Jersey, Delaware, Maryland, and Ohio. The company is reinsured by Lloyds of London, and has been assigned a Financial Stability Rating® of A’ (A Prime), Unsurpassed from Demotech, Inc. This rating highlights the company’s ability to provide policyholders an exceptional level of financial stability.


Since our inception, our mission has always been the same. To maintain a physician driven but professionally-managed medical malpractice insurance company, which provides our clients with a stable, long-term, and affordable insurance platform whereby they can continue to offer the highest quality medical and surgical care to their patients and their families..

Since 2002 , we have helped countless physicians in Pennsylvania, New Jersey, Delaware, Maryland and Ohio relax and continue providing the highest quality medical care to their parents. This mission along with our  staff of dedicated physician centric  experts  has fueled our growth and our client’s peace of mind.