Insurance Coverages

Comprehensive Coverage for Healthcare Professionals: Your Shield Against Risks

Medical Professional Liability

Welcome to Positive Physicians Insurance Company – your partner for comprehensive medical liability coverage. Your protection truly matters to us and we're here to stand by you every step of the way as advocates for healthcare providers. As experts in our industry, we intimately understand the unique challenges presented by the ever-changing healthcare environment and approach every interaction with respect and integrity. Our coverage is thoughtfully designed to meet the needs of your unique skills and credentials.

Join our community of dedicated healthcare professionals who entrust their reputation to us.

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Comprehensive Coverage Solutions for Healthcare Professionals

Claims-Made Coverage: Protecting What Matters

  • Coverage for claims reported during the policy period
  • Option for extended reporting endorsement (Tail Coverage)
  • Premium waivers available for death, disability, and retirement
    • Prior Acts Coverage: A Shield for the Past. Protection against claims from past incidents (based on retroactive date).
    • Tail Coverage: Beyond the Policy Period Extended reporting period beyond policy termination (also known as Extended Reporting Endorsement).

Occurrence Coverage: Protection and Portability

  • Covers medical incidents that occurred during the policy period
  • No need for tail coverage

Slot or Full Time Equivalency (FTE) Policies: Tailored for Larger Groups

  • Adaptable coverage as your group expands
  • Reduces the need for tail coverage
  • Flexibility to meet unique group needs
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Discover peace of mind in professional medical liability coverage with Positive Physicians Insurance Company.

Our dedicated team is standing by to provide support whenever you need it. With our expert guidance, you can navigate the complexities of professional medical liability with confidence. Get started with us today and experience the support of a partner that truly cares about your protection.

Connect With Positive Physicians

We’re dedicated to your professional success. Reach out to our team for inquiries, claims reporting, credential requests, risk management support, underwriting, or general customer service needs. We are here for you, every step of the way.

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