Insurance Coverages

Comprehensive Coverage for Healthcare Professionals: Your Shield Against Risks

Medical Professional Liability

Welcome to Positive Physicians Insurance Company – your partner for comprehensive medical liability coverage. Your protection truly matters to us and we're here to stand by you every step of the way as advocates for healthcare providers. As experts in our industry, we intimately understand the unique challenges presented by the ever-changing healthcare environment and approach every interaction with respect and integrity. Our coverage is thoughtfully designed to meet the needs of your unique skills and credentials.

group of doctors walking in corridor

Join our community of dedicated healthcare professionals who entrust their reputation to us.

Comprehensive Coverage Solutions for Healthcare Professionals

Claims-Made Coverage: Protecting What Matters

  • Coverage for claims reported during the policy period
  • Prior Acts Coverage - Protection against claims from past incidents (based on retroactive date).
  • Tail Coverage - Reporting period beyond policy termination (also known as Extended Reporting Endorsement).
    • Tail premium waivers available for death, disability, and retirement

Occurrence Coverage: Protection and Portability

  • Covers medical incidents that occurred during the policy period
  • No need for Tail Coverage

Customized Rating Structures

  • Adaptable coverage as your group expands
  • Slot or Full Time Equivalency (FTE)
  • Flexibility to meet unique group needs
smiling female doctor wearing scrubs

Discover peace of mind in medical professional liability coverage with Positive Physicians Insurance Company.

Our dedicated team is standing by to provide support whenever you need it. With our expert guidance, you can navigate the complexities of medical professional liability with confidence. Get started with us today and experience the support of a partner that truly cares about your protection.

Connect With Positive Physicians

We’re dedicated to your professional success. Reach out to our team for inquiries, claims reporting, credentialing requests, risk management support, underwriting, or general customer service needs. We are here for you, every step of the way.

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